Senior Data Scientist [Risk]

We are looking for an experienced Data Scientist to join our Risk Analytics team, working on critical decision-making systems.

You will work on end-to-end ML solutions that support key risk processes. The role is strongly focused on production-grade Machine Learning, with increasing emphasis on building scalable, reliable, and explainable models used in daily risk decisioning. 

Challenges that await you:

• Develop and improve ML models for credit application approval and credit limit assignment

• Build ML-based decision frameworks and analytical tools for credit portfolio management

• Translate business problems (risk, profitability, growth) into data science solutions

• Work end-to-end: data analysis, feature engineering, model training, validation, and deployment

• Collaborate with product, risk, and portfolio teams to ensure models drive measurable business impact

• Continuously improve existing models and pipelines in a production environment

• Balance model performance, interpretability, and business constraints

What makes you a great fit:

• 4+ years of professional experience as a Data Scientist

• Strong, hands-on experience with Machine Learning in production

• Proven track record of delivering measurable business impact using ML
   (e.g. revenue uplift, cost reduction, risk improvement, user growth)

• Experience deploying models end-to-end — from idea to production

• Solid understanding of classical ML and modern approaches

• Mathematical or technical education from the following universities: MSU, MIPT, HSE, MSTU, MEPhI, NSE (preferred)

• Ability to explain complex models and results to non-technical stakeholders

• Experience in fintech, credit risk, or portfolio management is a strong plus

Our ways of working:

• Innovative Spirit: A commitment to creativity and groundbreaking solutions

• Honest Feedback: valuing open, transparent communication

• Supportive Team: a strong, collaborative community

• Celebrating Achievements: recognizing our wins together

• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

• Relocation support to Mexico with assistance for the employee and their family

• Flexible work: hybrid or full-time from our office in Mexico

• Healthcare Coverage

• Education Budget: Language lessons, professional training and certifications

• Wellness Budget: Mental health and fitness activity reimbursements

• Vacation policy: 20 days of annual leave and paid sick leave