AML & Compliance Analyst

Compliance team:

We are looking for our next AML & Compliance Analyst to contribute strategically to strengthening Plata’s compliance framework by performing specialized technical analysis in AML/CFT/FPADM matters, and issuing well-founded and traceable determinations that directly impact risk management and institutional decision-making.

Challenges that await you:

1. Transaction Monitoring Alert Analysis & Resolution

• Analyze transaction monitoring alerts and investigate unusual activity

• Assess deviations between expected transactional profiles and actual customer behavior.

• Document the rationale behind each decision (closure, escalation, or reporting).

• Determine whether cases qualify as suspicious or false positives.

• Escalate complex cases when the level of risk requires it.

1. Sanctions & Watchlist Screening Analysis

• Analyze matches derived from screening against national and international lists (e.g., OFAC, United Nations, FinCEN, among others).

• Identify and document false positives with solid technical support.

• Escalate potential true matches in accordance with internal procedures.

• Ensure full traceability of the analysis performed.

1. Regulatory Reporting Preparation & Review

• Participate in the preparation of regulatory reports (Suspicious Transactions, 24-hour reports, Relevant Transactions, Internal Concern Reports, International Funds Transfers, among others).

• Draft clear, structured, and well-supported technical narratives.

• Validate consistency between case analysis and reported information.

• Follow up on regulatory authority requests and support the Regulatory Liaison team.

• Ensure compliance with regulatory deadlines established by the CNBV.

1. Risk Assessment & Transaction Profiling

• Identify atypical patterns or red flags using applicable typologies.

• Contribute to improving monitoring rules and parameters

• Support the enhancement of risk models and risk-based approaches

1. Technical Documentation & Audit Support

• Perform analysis under auditable standards.

• Ensure all decisions are properly supported with sufficient evidence.

• Maintain organized and traceable documentation (physical and electronic).

• Participate in internal and external audits, as well as regulatory and business-driven reviews.

1. Continuous Improvement & Compliance Framework Enhancement

• Identify improvement opportunities in existing processes and controls.

• Propose adjustments to monitoring rules and analytical criteria.

• Participate in updating AML/CFT and Compliance policies and procedures.

• Collaborate across the organization to strengthen controls.

• Support automation and optimization initiatives for monitoring systems.

1. Technical Decision-Making & Escalation

• Provide well-founded technical recommendations.

• Support and defend decisions before the Communication and Control Committee or senior leadership when required.

• Act with independence and professional judgment.

• Take ownership of decisions within the scope of responsibility.

What makes you a great fit:

• Bachelor’s degree in Law, Finance, Accounting, Economics, or related fields.

• 2–3 years of experience in regulated financial institutions.

• Advanced English (mandatory) – ability to communicate effectively both verbally and in writing

• Proven experience in:

  • Transaction monitoring

  • Sanctions/watchlist screening

  • Regulatory reporting

  • KYC file review and analysis

  • Documenting technical justifications for decisions

  • Knowledge of AML/CFT regulations

Our ways of working:

• Innovative Spirit: A commitment to creativity and groundbreaking solutions.

• Honest Feedback: valuing open, transparent communication.

• Supportive Team: a strong, collaborative community.

• Celebrating Achievements: recognizing our wins together.

• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances.