Senior Product Manager - Credit

Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.

What you'll do

• Work alongside the Head of Product for Credit to drive Finom's credit proposition forward — your specific area of ownership will be shaped together based on where you can have the most impact

• Think across the full credit lifecycle: customer acquisition and activation, product utilisation and retention, and the decisioning and funding systems underneath

• Turn commercial opportunity into product strategy — you'll need to understand unit economics, funding mechanics, and what makes a credit product actually viable at scale

• You’ll work closely with Engineering, Design, Data, Research, Risk, Legal, and Finance to build a shared roadmap. You will align these teams to drive innovation and deliver better results for our customers.

• Drive customer-centric, commercially grounded product experiences that solves problems in innovative ways

• Contribute to the evolution of our credit architecture: how products connect, how decisioning improves, how we scale funding without scaling complexity

Must-haves

• Proven track record as a Product Manager in fintech, financial services, or a similarly regulated, commercially complex environment

• Strong commercial and business acumen — you understand P&Ls, unit economics, and can connect product decisions to business outcomes without needing someone to draw the line for you

• Experience managing products where compliance, risk, and operations aren't afterthoughts but core constraints you design around

• Ability to operate at both the strategic level (where should we invest?) and execution level (what are we shipping this sprint?)

• Clear, structured communication — you can align stakeholders across functions and make the complex feel simple

• Comfort with ambiguity — this role has room to shape, and that's a feature, not a bug

Nice-to-haves

• Experience in lending, credit, or adjacent domains (payments, risk, underwriting)

• Technical fluency — you can read a data model, have a meaningful conversation with engineers about system design, and don't need everything abstracted for you

• Experience working in a scale-up environment where speed and quality have to coexist