Risk Data Analyst

As a Risk Analyst at Tabby, you’ll play a key role in shaping and executing credit and fraud risk strategies across our BNPL products. You’ll work with large datasets to identify trends, monitor portfolio performance, and support decision-making that balances growth and risk. This is a hands-on, cross-functional role where you’ll collaborate with data, product, finance, and commercial teams to ensure healthy portfolio metrics across multiple markets.

Department

Risk B2C

Employment Type

Full Time

Location

Remote/Spain

Workplace type

Fully remote

Key Responsibilities

• Analyze credit and fraud risk performance across customer segments and products

• Develop and optimize risk strategies to improve approval rates and reduce losses

• Monitor key risk indicators and portfolio trends; present insights to leadership

• Contribute to the design and rollout of new risk models and policies

• Collaborate with cross-functional teams to support launches in new markets and verticals

• Drive automation and efficiency in risk operations and reporting

Skills, Knowledge & Expertise

• 2–4 years of experience in credit risk, fraud analytics, or a related data-driven role

• Strong analytical skills and experience with SQL, Python or similar tools

• Understanding of consumer lending, BNPL, or fintech risk models

• Ability to work independently and in a fast-paced, high-growth environment

• Clear communication and a business-oriented mindset

Job Benefits

• Fully remote work

• We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

• A working environment that gives you autonomy and responsibility from day one.

• You should be comfortable with the idea that the quality of your work will influence the shape of your career.

• Participation in the company’s employee stock options program.

• Flexi Perks: A monetary benefit that gives you the freedom to use it as you choose—whether for health and well-being, education and professional development or travel needs!