Regulatory Compliance Officer

Location: Limassol, Cyprus
Reporting to: Head of Regulatory Compliance

We are looking for a Regulatory Compliance Officer to join our Regulatory Compliance function and support the company as it continues to expand across new markets and jurisdictions.

The role will focus on maintaining and developing the Company's regulatory compliance framework for Payment Institutions (PIs) and Electronic Money Institutions (EMIs).

You will work closely with the Regulatory Compliance team, global expansion teams, senior management and the Board, helping ensure that regulatory requirements are understood, implemented and embedded across the business.

This is a hands-on role with significant exposure to regulatory developments, corporate governance, licensing, policies and procedures, audit activities and regulatory projects. It is well suited to someone who enjoys working across different areas of compliance, can manage multiple priorities and is comfortable taking ownership in a fast-paced environment.

Why join us:  

• The opportunity to work in a regulated fintech and payments environment.

• Exposure to global expansion and licensing projects across multiple jurisdictions.

• Involvement in emerging regulatory areas.

• Direct exposure to corporate governance, senior management and Board-level matters.

• The opportunity to help shape and improve compliance frameworks during a period of significant growth.
  

What you will do:  

• Acting as the primary point of contact for all business and supporting units to ensure the harmonized implementation of the Company’s compliance framework and governance culture.

• Monitoring the adequacy and effectiveness of the Company’s measures and procedures, identifying gaps, and proposing corrective actions to the Regulatory Compliance function.

• Coordinating and developing the annual written compliance reports for Senior Management and the Board.

• Coordinating the accurate and timely submission of all statistical and regulatory returns required by the Central Bank of Cyprus (CBC).

• Designing and delivering comprehensive training programs to educate staff on applicable laws, directives, and the internal compliance framework.

• Providing compliance advice and sign-off for new products, services, or website marketing materials.

• Monitoring national and EU legal and regulatory developments, assessing their impact on ongoing business processes, and advising the Company on necessary actions.

• Maintaining and updating internal policies and procedures to ensure continuous alignment with the CBC requirements and other applicable frameworks.

• Managing records of internal approvals and facilitating professional communication with the CBC and other relevant competent authorities.

• Handling client complaints and legal matters related to compliance, ensuring timely resolution and alignment with internal dispute resolution policies.

• Assisting with the Company’s internal and external audits, as well as thematic reviews or other reporting engagements involving external parties.

• Supporting the Regulatory Compliance function in the oversight of outsourcing arrangements.

• Performing such other duties as are inherent to the position or as reasonably determined by the Company, while maintaining the integrity and independence of the compliance function.

What we are looking for:

Must-Have 

• 2+ years of relevant experience in regulatory compliance, ideally within financial services, payments, banking or a professional services environment.

• Good understanding of regulatory compliance frameworks applicable to Payment Institutions (PIs) and Electronic Money Institutions (EMIs).

• Experience with payment institution licensing requirements and/or involvement in a licence application in Cyprus or another jurisdiction.

• Strong knowledge of corporate governance principles, including governance structures, director applications, committee composition, terms of reference and governance documentation.

• Experience interpreting regulatory requirements and translating them into practical policies, procedures, controls or business requirements.

• Strong analytical and organizational skills, with the ability to manage multiple priorities and regulatory projects.

• Strong written and verbal communication skills, with the ability to communicate regulatory requirements clearly to different stakeholders.

• Proactive and independent approach, with the ability to identify issues, ask the right questions and take ownership of tasks.

• Eagerness to learn and adapt to new regulatory frameworks and jurisdictions.

Nice-to-have

• Experience working within the payments industry.

• xperience with MiCA and/or crypto-related regulatory frameworks.

• Experience with Banking-as-a-Service (BaaS).

• Understanding of open banking, including Payment Initiation Services (PIS) and Account Information Services (AIS).

• Experience with licensing applications across multiple jurisdictions.

• Banking experience.

• Experience within a Big Four consulting firm, particularly providing regulatory or compliance services to PIs or EMIs.

• Experience supporting audits, regulatory reviews or engagements with competent authorities.

The perks of being a payabl.er: 

• Future-Proof Your Finances: Once you’ve passed probation, we’ll kickstart your Provident Fund to secure your future. 

• Grow with Us: Annual Learning Budget for professional development (after probation)—because your growth is our growth. 

• Wolt Your Way Through Lunch: €150 monthly Wolt allowance to keep you fueled and happy.

• Drive in Style:  After one year with us, you may be eligible for a company car—performance and availability permitting. 

• Park with Ease: Complimentary parking space just steps from the office, so your commute is as smooth as your workday.

• Max Out Your Downtime: 25 days of vacation + public holidays, plus an additional 10 sick days to rest when needed.

• Shop & Save: Exclusive local discount card + tickets for exciting events like Beonix, basketball games, and more. 

• Speak Like a Local: Join free Greek language classes, twice a week, open to all team members. 

• Celebrate Together: Twice a year, we bring colleagues from all offices together for unforgettable company celebrations.

• Global Collaboration & Events: Opportunities to participate in international company events and initiatives, connecting with colleagues from all regions and contributing to a truly global community.

🚀Hiring Process:

• First Interview: 30-minute introductory chat led by the Talent Acquisition Partner to review background, experience, and motivation.

• Second Interview: 1-hour deep-dive with the Head of Regulatory Compliance to explore compliance experience.

• Final Interview: 40-minute session with the Chief Regulatory Officer for final alignment on fit, responsibilities, and next steps.