Product Manager - Payments

We are currently seeking an experienced Product Manager to join our growing Payments & Blockchain team to be focused on unlocking faster, easier, and more reliable access to our platform across global markets. By owning a portfolio of payment rails - both by method and geography - you’ll directly influence how customers make payments to and from their accounts, and how efficiently those flows scale with the business.

The Payments & Blockchain team is responsible for the first and last mile of every dollar (digital or fiat) that goes in or out of Kraken.

As a member of this team, you will be responsible for driving initiatives that enable best in class local payments, improve success rates, reduce friction in user journeys, and generally adapt our payments infrastructure to meet the diverse needs of users - from first-time retail customers to high-volume institutional partners. This is an opportunity to lead cross-functional efforts spanning backend integrations, partner onboarding, frontend UX, and compliance-sensitive flows for all Kraken users alike.

The opportunity

• Own and evolve a set of payment rails across both specific methods and geographic regions

• Lead partner integrations and manage relationships with payment processors, acquirers, and banking partners

• Drive continuous improvement of authorization rates, settlement speed, and overall user conversion

• Collaborate with fraud and compliance teams to ensure payment flows meet security, regulatory, and operational standards

• Drive UX enhancements through structured experimentation and customer insights

• Ensure payment capabilities are scalable and adaptable across our consumer app, pro trading app, and external interfaces such as on/off-ramps

• Use data to inform prioritization, track performance, and iterate toward better outcomes

What you’ll bring

• 3+ years of product management experience, with a focus on payments, fintech, or financial infrastructure

• Deep domain expertise in payment systems and rails, including bank transfers, card networks, and/or alternative payment methods

• Experience in EU markets

• Experience working on both backend systems (e.g. payment orchestration, API integrations) and user-facing features

• A strong customer-centric mindset, with a focus on simplicity, trust, and conversion in payment flows

• Collaborative and effective across engineering, design, fraud, compliance, and operations

• Comfortable working with data to define and measure product impact