Portfolio Risk Manager

We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.

Day-to-day responsibilities:

• Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops

• Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes

• Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking

• Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture

• Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams

The ideal candidate:

• 3+ years in credit risk management focused on retail or consumer lending portfolios (banking or fintech)

• Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning

• Proficient in SQL and Python/R with hands-on experience working with data

• Proven leadership experience — managed teams, set OKRs, and developed analysts

• Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus

• Strong technical or quantitative background with a strategic mindset

• B1 or higher English level for effective communication with an international team

Our ways of working:

• Innovative Spirit: a commitment to creativity and groundbreaking solutions

• Honest Feedback: valuing open, transparent communication

• Supportive Team: a strong, collaborative community

• Celebrating Achievements: recognizing our wins together

• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

• Relocation support to Mexico with assistance for the employee and their family

• Flexible work: hybrid or full-time from our office in Mexico

• Healthcare Coverage

• Education Budget: Language lessons, professional training and certifications

• Wellness Budget: Mental health and fitness activity reimbursements

• Vacation policy: 20 days of annual leave and paid sick leave