FX Treasury Systems Lead

London

Reporting to the Treasury Technology Lead, this is a senior, hands-on role within Treasury, operating at the centre of how Paysend prices and controls FX across 170+ countries. You will own the FX pricing platform end to end, covering how rates are sourced, controlled and delivered to every product. You will also own the automated treasury reconciliation that confirms every treasury movement is accounted for.

You will be the go-to person for FX configuration, rate integrity and reconciliation breaks, and the product owner taking these systems from manual processes to automated, production-grade infrastructure. The role requires someone who understands FX markets, is comfortable working directly with data, and has delivered systems into production rather than only specifying them.

This is not a pure operations or business analysis role. We are looking for someone who can run a live FX system with financial impact every day, while designing and implementing what replaces the manual parts of it.

What You'll Do (Responsibilities):

FX Pricing & Rate Management

• Own the configuration of the FX pricing engine, including instruments, currency pairs, rate sources, quote objects, contracts, tariffs and trade modes.

• Onboard and maintain rate sources across market data providers, liquidity providers, card schemes, central banks and partner rates, ensuring uninterrupted quote delivery.

• Set and adjust treasury spreads in line with market conditions and pricing policy, and maintain the treasury rate methodology used by all products.

• Configure FX pricing for new partners, products and corridors, including stablecoin pairs, with the Enterprise, Consumer and Network teams.

FX Risk & Control

• Run and continuously improve the daily FX rate control process: identifying off-market and invalid quotes, investigating deviations against market and partner rates, and escalating where required.

• Own FX alerting and monitoring, including deviation thresholds, exception lists and source freshness, replacing manual checks with automation.

• Manage user roles and access rights in the FX system, maintaining segregation of duties across Treasury, Product, Enterprise and Finance.

• Provide FX evidence for audits, risk reviews and pricing governance, and supply data for gross margin analysis and the pricing committee.

Treasury Reconciliation

• Own the automated reconciliation of internal treasury transactions (FX deals and transfers) against bank and partner data, including matching logic, exception handling and the manual correction process.

• Extend reconciliation coverage to new banking and liquidity partners, defining data mappings and transformation rules for each.

• Maintain the logic that converts reconciled data into NetSuite journals, partnering with Finance and the Settlement and Reconciliation team on accuracy and audit trail.

• Investigate and resolve reconciliation breaks independently, and report on status and recurring issues.

Business Analysis & Implementation

• Act as the business analyst and product owner for all treasury technology initiatives. Gather, structure and validate requirements with stakeholders, and translate them into functional specifications, data models and acceptance criteria.

• Lead delivery with Engineering through prioritisation, testing, release validation, user training and production cutover.

• Drive the roadmap towards an automated treasury FX platform covering price aggregation, FX deal execution with liquidity providers, real-time currency position monitoring, limits and FX booking.

• Analyse data in SQL and build Python tooling for monitoring, bulk configuration and reporting, using AI-assisted development where it accelerates delivery.

• Act as the escalation point for FX configuration, access and data requests through the Treasury Helpdesk, and define and enforce Treasury acceptance standards for functionality delivered by other teams.

• Work independently on ambiguous problems, bringing structured solutions, and document processes, controls and configuration so that the platform does not depend on a single person.

What You’ll Need To Be Successful In This Role:

Essential:

• 5+ years in FX within a fintech, payments company, bank or broker, in FX operations, pricing, treasury systems or FX product.

• Strong understanding of FX market mechanics, including bid/ask/mid, spreads and markups, cross rates, liquidity sources and FX risk drivers.

• Strong SQL, with the ability to query, validate and reconcile large transactional datasets independently.

• Working Python, with the ability to build, read, test and maintain data logic, whether written by hand or with AI tools, and take accountability for the results.

• Proven experience taking FX, treasury or reconciliation functionality from requirements through UAT into production.

• Hands-on reconciliation experience, including matching logic, break investigation and the link to accounting entries.

• Familiarity with APIs and integration concepts (REST, authentication, webhooks, JSON/XML).

Competencies:

• Strong attention to detail where configuration errors have direct financial impact, combined with the ability to see the bigger picture.

• Sound judgement and confidence acting on non-routine market events.

• Clear written communication of processes, controls and requirements to technical and non-technical stakeholders.

• Proactive, self-starting approach with a track record of automating manual work.

Desirable:

• Experience with market data providers (e.g. Refinitiv/LSEG) or trading and RFQ platforms (e.g. 360T); familiarity with the FIX protocol.

• Exposure to FX execution, position management or treasury management systems.

• Experience with Databricks, NetSuite, or BI tools such as Superset or Metabase.

• Knowledge of payment rails, card scheme FX, or stablecoin FX.

• Experience in a regulated environment (FCA/EMI), including safeguarding.
  

Why Join Paysend?

• Make a Global Impact:

Join a company that is transforming how people and businesses move money around the world. Your work will contribute to products and services that help millions of customers stay connected globally.

• Own Meaningful Outcomes:

We empower our people to take ownership, make decisions, and drive real impact. You'll have the opportunity to shape solutions, challenge the status quo, and see the results of your work firsthand.

• Grow with Us:

As a fast-growing global fintech, we offer opportunities to learn, develop new skills, take on new challenges, and advance your career across functions and geographies.

• Collaborate with Exceptional People:

Work alongside talented colleagues from diverse backgrounds and disciplines who are united by a shared ambition to build, innovate, and deliver great outcomes for our customers.

• Move Fast and Make Things Happen:

We value action, curiosity, and continuous improvement. You'll be part of a culture that encourages experimentation, embraces change, and focuses on delivering meaningful results.

• Be Part of Our Journey:

We're building the future of the global money movement. Join us at an exciting stage of growth where your ideas, expertise, and contributions can help shape what's next.