CTO (Crypto Wallet Platform)

Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat.

We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users.

Location: Remote

What You Will Do

• Own end-to-end technical vision and architecture of a crypto-fiat wallet platform

• Scale systems for onboarding, payments, custody, swaps, and Web3 assets

• Lead AI adoption across product: personalization, fraud detection, financial insights, support automation

• Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security)

• Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards

• Drive integrations with banks, PSPs, blockchain networks, and custodians

• Establish engineering standards, delivery processes, and platform scalability

What We're Looking For

• 7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering)

• Experience building and scaling consumer fintech or crypto products

• Strong background in distributed systems, payments, or wallet infrastructure

• Hands-on experience with crypto custody, multi-chain systems, and transaction flows

• Proven ability to scale engineering teams (20+ people)

• Experience delivering AI/ML features in production

Strong Plus

• Deep understanding of AML/KYC, PCI DSS, GDPR compliance

• Experience with LLMs, AI agents, or personalization systems

• Background in high-scale mobile-first platforms

• Experience in regulated fintech or Web3 companies

What We Offer

• Opportunity to build a next-generation AI-powered financial platform

• High autonomy and direct influence on product and company direction

• Fast-scaling global engineering environment

• Strong ownership culture and executive-level impact

• Remote-first company - work from anywhere in the world

• Fully flexible working hours

• Extended time off: 20 paid vacation days + 12 bonus days per year

• 100% paid sick leave

• Real impact and ownership in fintech & crypto projects

• Corporate benefits: EMCD product discounts and mining infrastructure access