Card Issuing Product Owner

About the Client

Our client provides digital banking services for businesses and individuals. Its products include multi-currency accounts, payment tools and cards for international use.

Role Overview

Take ownership of a card issuing product with a direct impact on customers and day-to-day operations. You will keep existing programmes running smoothly while developing the roadmap, coordinating changes and working with skilled technical and business teams.

Key Responsibilities

• Own the card issuing product end to end, maintaining uninterrupted service and driving its development.

• Define and manage the roadmap and backlog, balancing business value, scheme requirements and operational impact.

• Work with Mastercard, Visa and card processors on integrations, certifications, scheme projects and change requests.

• Turn business, operational and scheme needs into clear product and technical specifications.

• Coordinate IT teams from planning and requirements through testing, release and post-release checks.

• Oversee card issuance, activation, authorisation, clearing, settlement and disputes, resolving issues that affect the product.

• Work with compliance and operations to meet Visa and Mastercard scheme rules and mandatory releases.

Requirements

• Proven experience as a Product Owner or Product Manager responsible for card issuing products.

• Hands-on experience with Mastercard and/or Visa and card processors on integrations, scheme projects or change requests.

• Working knowledge of card lifecycles, authorisation, clearing, settlement and chargebacks.

• Practical understanding of APIs, processor integrations and transaction data flows, enabling direct work with engineering teams.

• Experience coordinating IT development teams and managing changes through backlogs, requirements and releases.

• Knowledge of Card Scheme Compliance, including Visa and Mastercard rules and scheme releases, is a plus.

Languages: English , Russian .
Experience in fintech

Key Soft Skills

• Independence, ownership and accountability.

• A structured, analytical approach to processes.

• Clear communication with technical and business stakeholders.

• Prioritisation and attention to detail.

What We Offer

• Competitive salary aligned with experience

• Collaborative and transparent team culture

• High-impact role in a scaling fintech company

• Recognition of personal milestones and achievements

• Social benefits